Case Study One - The Solution

PMI Health Group developed an integrated programme to encompass all of the above elements:

- Consistent management of absence throughout the client's multi-sited business
- Access to rehabilitation services
- Reduction in Group Income Protection claims
- Control of Group Income Protection premiums
- Additional discount to initial premiums
- Reduced duration of absence
- Disability Discrimination Act compliance

The Results

The key benefits of the scheme to the client are:

- Management of claims helps control the premiums
- Additional discount to income protection insurance premiums due to the reduction in claims this programme creates
- Consistency of approach to absence management for all areas of their business
- Reduced dispute from the insurer when claims arise (i.e. an employee is absent beyond the deferment period) as the case has been 'best practice' managed from the outset
- Relieves managers of the task of dealing with employee sickness and frees them up to concentrate on running the business
- Regular reporting of status and outcomes of long term absentees which gives the client the information that they can act on.

PMI Health Group continues to develop new and innovative solutions to the changing nature of employee health management.

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